You may think that your online stock brokerage is a wonderful, convenient place from which to get a margin loan. You’re right. It IS convenient. But did you know you are almost certainly getting far less cash and paying out a very large amount in interest? On top of that, your brokerage will bring the ‘axe down’ and issue an immediate, discussion margin call the minute your portfolio falls in
Let’s say you own a multi-stock portfolio that includes some bonds and mutual funds, totalling about $100,000 in value. It’s not in an IRA, and the stocks are all solid, have been in the market for awhile, and come with prices of at least $5 a share. If so, you qualify for the A. B. Nicholas LeverageLine credit line program, which has no impact on our client’s credit records, as
UPREIT vs. DownREIT – Why UPREITs Are Great for Taxes What is an UPREIT? A specific kind of real estate investment trust is a UPREIT. A taxable or tax-free partnership can be turned into a REIT using the UPREIT structure. A property owner who would prefer REIT stock to cash can also use the UPREIT as a tax-deferred mechanism. If you have a partnership interest, you might want to think
What about taxes and your stock secured loan from the A. B. Nicholas network? Well there’s some good news there as well. A typical loan for a high end asset — say a yacht or an expensive sports car — requires a lien on your asset(s), and has an impact on your credit score. That may be fine with you – after all you may buy other items via your
You have capital and need more quick? So you own a significant portfolio of stocks, bonds and REITS. About $200,000 in current value. This is your investment; it may be your nest egg for retirement, or for your child’s college education. Whatever the reason, you invested with the hope that the investment would retain its value and with a bit of good luck, increase. There really is no other purpose,
Conventional small business loans vs business credit line… You may be familiar with it. You may have even applied for one. It might be a secure or unsecured loan, but it will likely be far less than you need to buy or operate your business for an extended period of time. You could go for an SBA loan, although with SBA loan interest rates now approaching 9%, this is a
Our field of finance here at A. B. Nicholas is geared to obtaining competitive offers for our clients so as to save them significantly on interest costs while helping them obtain the amount of credit against their stock portfolio commensurate with their needs, typically the largest amount possible. The LTV – loan-to-value – in our business is referred to as the “release rate”. The higher the release rate percentage, the
Real estate investment has typically followed a conventional path: Your downpayment and interest rate determine how much you will pay per month. For example, if you were to purchase a home at 30 years for $400,000,with an $80,000 downpayment, the monthly payment would come to approximately $2,264 at a rate of 6.3%. The same home, however, with a downpayment of $200,000, will generate a monthly cost of only $1,521. For
Small Business Finance: Small Business Capital from Our Lenders In the world of small business finance, finding the right lenders is key. Let’s see if we can guess your situation. You are starting a small business, and perhaps planning to liquidate your stocks and bonds to raise the cash you need? Maybe you are concerned that you will have capital gains taxes when you sell, which might cost you
Is Lending Tree Legit? Maybe, but so is AB Nicholas does MORE! Many people are familiar with the company Lending Tree, which aims to have multiple institutions vie for the client’s loan business. This has traditionally been used by those with reasonably good credit to obtain anything from a short-term bill consolidation loan to a mortgage. But what of those wishing to put up their portfolio of stocks, bonds, mutual
Franchising Opportunities and the LeverageLine Network How can the LeverageLine Lending Network help fund franchise opportunities? When it comes to exploring your franchise opportunities you have many different sources, including brokers and direct franchise marketing departments, to choose from. If you have the cash it will not be hard to find a suitable franchise to purchase. But for many borrowers that is just the beginning of the financial odyssey that the
Cannabis Investor? When SBA Says No, We Might Say Yes… The rise in cannabis stock investing has taken the U. S. market by storm recently. With medical and recreational cannabis use on the rise, and the use of CBD derivatives increasingly popular in forms as diverse as hair treatment and skin creams, the industry is expected to continue rising in sales and investment in the next few years. For individuals
A Margin Loan or an Asset-based Line of Credit? Long ago and quite far away, it was once possible to buy $1,000 worth of stock, then use it as collateral for loans of as much as 90% of the value on some exchanges. That loan could them be used to buy $900 worth of additional stock. Once again, the stock owner could get a stock margin loan for 90%, giving
The A. B. Nicholas LeverageLine Network Experience We set out to ensure that our stock-portfolio-based credit line program bore no resemblance to the usurious high-interest skimply margin loans of yesteryear. Margin loans are fine for convenience, but they only give you a loan-to-value (advance or release rate) of 50% of the value of your portfolio. Suppose you want a larger amount? If you get a margin loan from your brokerage
Let the Licensed Lenders Compete for Your Next Stock Loan. You compare prices for new Hondas when you want to purchase a car. You compare prices when its time to get a new big-screen entertainment system. So, when you are considering a credit line against your stock portfolio as collateral, why do so many of us take the default “margin loan” offered by their existing institution or advisor? The guy
Why sell your stock portfolio and incur cap gains taxes? Get a 70-90% LTV like of credit under 2% APR today. Free application,
A. B. Nicholas announces ability to provide stock loan against (leverage) several leading cannabis stocks via network. As of October, 2021, A. B. Nicholas is happy to be one of the few companies able to deliver credit lines and loans against several high-performing cannabis stocks with sufficient trading history. These can receive a loan-to-value offer as high as 70% depending on volatility, size of portfolio and volume of trading. Our
Here at A. B. Nicholas, we’re ready for anything. Even the client who comes to us with bankruptcies, foreclosures, or credit issues from the past. That’s because of the type of licensed, major-institution stock loan lenders that we have in the network we have built over a decade. When a client brings in a case with a portfolio of, say, $100,000, but has had a recent foreclosure that prevents him
They say necessity is the mother of invention. So few were surprised when back in 2009, in the midst of the Great Recession, that way, a small franchise consulting firm like ours would find itself in difficult circumstances given that conventional lending windows had been closing left and right. After all individuals who were looking into buying franchises couldn’t very well continue without a robust lending environment and even those
A premium financing network using existing major institutional programs exclusive for securities owners.
Get THE best securities-based credit line program in the country and have your cash before CHRISTMAS if you act now. Our stock loan rates remain THE best in the market. Our loan-to-value is also the highest in the financial industry, based on competing offers for qualified portfolios. Learn. more about LeverageLine from A. B. Nicholas here. And apply for free securely via our one-page online application form today to have
Add New PostOur REITLine loan program allows individuals with normally unsellable UPREIT securities to obtain cash via credit line against their portfolio. Previously, real estate investors who received payment for the sale of their property in UPREIT tax-deferred securities could not obtain cash from that sale unless they converted the UPREIT to a normal marketable REIT, a typically costly process in the sale automatically becomes taxable when this is done.With
A. B. Nicholas is happy to announce new fixed rates for all stock loans for portfolios of at least $80,000 in initial value. With Loan-to-Value that is the best in the U. S. market (up to 97%) in a licensed, secure, institutional credit line, we now offer via our partner firms the lowest rates in the industry for fixed-rate stock loans. Our latest fixed-rate promotions. Starting today… 3 year fixed
A. B. Nicholas is happy to announce the additon of our fourth funding partner, E-Trade, as a bidder for our stock loan applicants via the ABN LeverageLine program. Now our clients with eligible portfolios (see our requirements here) may receive stock loan bids from up to four — soon to be five — major firms in a “let the stock loan lenders compete” process that can get ABN borrowers superior,
Join the leader in non-margin-loan lending and refer your clients into our A.B. Nicholas LeverageLine program, where licensed institutional brokerages & banks compete to deliver the lowest-rate, highest-LTV stock loan in the market today. FINRA-member licensed lenders. RTed A+ by the Better Business Bureau 2015- present. Apply today! Our average referral fee payout is $3,000 per referred and closed transaction (our closing rate: 95%). www.abnicholas.com/agents. .
When it comes to obtaining a loan against your stock, bond, or mutual fund portfolio, only one company has chosen to focus 100% of their attention on perfecting the best lending vehicle for investors on the market today: A. B. Nicholas, the securities-based business and personal finance people. Rated A+ by the BBB for 7 years straight, ABN offers a unique, specialized service that no investor seriously considering a loan
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