A. B. Nicholas is happy to announce the additon of our fourth funding partner, E-Trade, as a bidder for our stock loan applicants via the ABN LeverageLine program. Now our clients with eligible portfolios (see our requirements here) may receive stock loan bids from up to four — soon to be five — major firms in a “let the stock loan lenders compete” process that can get ABN borrowers superior,
COVID or No COVID, A. B. Nicholas Securities Finance Provides a Stock Loan Service That Can’t be Beat
When it comes to obtaining a loan against your stock, bond, or mutual fund portfolio, only one company has chosen to focus 100% of their attention on perfecting the best lending vehicle for investors on the market today: A. B. Nicholas, the securities-based business and personal finance people. Rated A+ by the BBB for 7 years straight, ABN offers a unique, specialized service that no investor seriously considering a loan
With so many of us having to adjust our routines these days, some may ask where our A. B. Nicholas LeverageLine stands. The answer? We’re open for business with no changes, as all of our work was always done online or over the phone, both for the clients and the lending institutions with which we’ve partnered. There is not change. But the time for our LeverageLine stock loan program could
Marcy Tyler saw her first cycling race when she was only eight years old. At the time, the speed, acquiline form, and power of the cyclists had impressed her like a tsunami. From that day on, she committed herself to becoming a cyclist. And so she was, through high school, and her junior year of college. She even won the Indianapolis Swift Racers cup at age 21. Her collection of
Marjorie had decided to pay off her daughter’s mortgage as a sort of christening present on the birth of her first grandchild. The cost: $550,000. Marjorie’s assets: her husband had left her approximately $1M in stocks and bonds via his will; her $750,000 home, with $300,000 remaining on her own mortgage); her savings account ($45,000), and miscellaneous smaller accounts plus a parcel of undeveloped farmland in Utah. A. B. Nicholas
We offer what is arguably the best stock loan program in the U. S. market today, with the lowest rates and highest loan-to-value plus quickest delivery of funds in the nation for a 100% secure, licensed, FINRA-member-managed program. We are A. B. Nicholas, and securities finance is what we do and have done exclusively for over a decade. We have three major household-name licensed institutional brokerages who have agreed to
If you have been an investor in one of the many cannabis-related stocks that have sprung up on the boards over the past several years, you’ve probably been stymied when it came to taking out a margin loan against them. Because of the still-existing federal treatment of marijuana as a drug, major banks and brokerages have been unwilling or unable to provide the normal lending facilities against these stocks that
When it comes to college, just one child can cost a family nearly $200,000 at average college tuition rates. Yes, you read that right. This may not matter if you happen to be in a true upper income bracket. Perhaps you can handle it out of pocket. But even at a combined household income of $200,000 — average for 2-income U. S. families now — this is really still middle
Would you like to say goodbye to your banker? You are a real estate investor. You know your business. You know a good home, business, or commercial site from a bad one. That part’s easy. But at the end of the day, you end up Red-Tape & Delay Land. That’s right: Your bank. That’s where you’ll meet the guy with the sparkling smile who’s actually scared too death of lending
Want a very easy way to see if your portfolio qualifies for our LeverageLine stock portfolio loan program? Well here it is: just go to abnicholas.com/qualify for our new interactive Pre-Approval site. It’s never been easier to qualify and obtain your industry-leading LeverageLine credit line and the time is right for excellent rates well below market! We’re America’s Portfolio Lender; let us show you why. Get Pre-Approved in 30
We are A. B. Nicholas Securities Finance provide gateways to institutional stock loan credit line programs using client stock, bond, mutual fund, and other securities portfolios as guarantee for a low-interest, high-LTV line of credit in an institutional, licensed environment without the need to transfer ownership to the lending party. Qualifying is easy. See our stock loan requirements here. The program is ideal for business and financial professionals who deal
Nothing wrong with a margin loan… if you’re willing to settle for much less at a higher cost and risk.
Log into your brokerage account, hit a few buttons, and now you can buy 50% more of the same stock you think is going to go up and make you a tidy profit, using the brokerages money. Simple and sweet, no? Well, maybe simple. But sweet? We at A. B. Nicholas Securities Finance beg to differ. Your margin loan is based on that single stock. It goes down, you have
In March of 2018 a gentlemen we’ll call Carl contacted us here at A. B. Nicholas about our portfolio loan program. Carl was a real estate developer in Chicago, Illinois, and was looking for better ways to deploy capital and invest. His currently costs, even with tax deductions, were costing him both time and money. He found himself having to put more and more “skin in the game” for every
Click here to get the most competitive, free, no-obligation, no hard-sell credit line quote for your stock portfolio and let us show you the difference now. Get a LeverageLine credit line today.
Lowest interest rates in the market. Tightest security and licensing. Best reputation over ten years of service (BBB A+) We do all the work so you don’t have to, when you are looking for a stock portfolio loan. We’ve assembled the most accomplished, experienced, licensed FINRA-member institutions and advisors to produce our LeverageLine model of stock loan financing for you. Our business — in the hundreds of millions over the
Visit our website for more about our LeverageLine stock loan program here. As you know, one of the reasons that A. B. Nicholas is the leading private conduit to institutional licensed stock-secured lending is that we are always focused on compliance and on improving the lending experience for our clients. To that end, we have implemented a new rule for all agents when submitting clients to A. B. Nicholas for
Learn more about the stock loan business.
Note: Visit our website for more about our LeverageLine stock loan program here. One of the questions we often get here at A. B. Nicholas is “If the market is trending downward, does it make sense to obtain a loan against my stock portfolio instead of selling it outright?” Because of the myriad different combinations of securities in any given portfolio, and many other factors both business and personal that
Investors have many metrics for determining the valuation of a company’s stock, and two of the most commonly used are Book Value and Share Value (also known as Market Value). Both valuations can be helpful in calculating whether a stock is fairly valued. Let’s look briefly at the differences between the two as they can impact the loan-to-value of your LeverageLine line of credit. So What is Book Value? The book value of
OpLine is a Loan Against UPREIT Operating Partnership Unit Shares (OPUs). But What’s an UPREIT? What’s an OPU?
An umbrella partnership real estate investment trust, or UPREIT, is an entity that REITs use to let property owners contribute their real estate property in exchange for operating partnership units that can be converted into REIT shares. Like a 1031 exchange, this transaction lets property owners avoid capital gains taxes on appreciated real estate. The operating partnership, or OP, units received in an UPREIT transaction are generally similar to shares
Does Your – or Your LeverageLine Client’s – Stock, Bond, or Mutual Fund Portfolio Qualify for LeverageLine Financing?
One of the most frequent calls we get is about whether a particular portfolio qualifies for our versatile LeverageLine securities-portfolio credit line. The rules are pretty simple, but you can get more details on our website by visiting our page for Loan Requirements. You can also check on your client’s securities history yourself by clicking here. If the non-IRS/401K stocks, mutual funds, bonds, ETFs, etc. in your portfolio. All have
All standard (default) LeverageLine interest rates are variable rates, based on a discounted “house” rate (an institution-determined figure based on various indicators) that is keyed to the size of the credit line offer; to this is added a small increment based on 30-day (monthly) LIBOR. (See the 30-day LIBOR rate on any of the major financial sites, including Bloomberg or Bankrate; the rate has remained within a relatively small range of variance over the last seven years.)
How securities and cash figure in a LeverageLine securities-based line of credit.
Securities-based Financing – The Missing Piece in Most Financial Planning