When is the Best Time for a LeverageLine? One of the questions we get often at A. B. Nicholas is “When is the best time for a stock loan?” – a loan against one’s stock portfolio rather than on one’s credit or a loan guranteed by another asset or assets. In truth, the best time for a LeverageLine-type stock loan is virtually anty time. But we’ve found that the majority
What is Corporate Stock? Corporate stock, also known as company stock or simply stock, is a type of securities that represent ownership in a company. When you buy a company’s stock, you become a shareholder, which means you own a piece of the company and have a claim on its assets and profits. When a company issues stock, it is essentially selling pieces of ownership in the company to investors
What are portfolio loans? Portfolio loans are a type of mortgage loan that lenders originate and hold onto instead of selling on the secondary market. Because these loans are not sold, lenders have more flexibility to offer unique terms and conditions, including customized interest rates. What are portfolio loan rates? Portfolio loan rates are the interest rates that are charged on portfolio loans. Because portfolio loans are not sold on
What is securities lending? Securities lending is a practice in which an investor temporarily loans out their securities, such as stocks or bonds, to another party in exchange for cash collateral. This practice allows the borrower to gain access to the securities they need for their own investment purposes, while the lender can earn some additional income from the loan. How does securities lending work? In a typical securities lending
Securities-Based Line of Credit: The Benefits of Using Your Investments as Collateral Are you looking for a flexible and potentially low-cost way to borrow money? A securities-based line of credit (SBLOC) may be a good option to consider. In this blog post, we’ll explain what securities-based lines of credit are and the benefits they offer. What is a Securities-Based Line of Credit? A securities-based line of credit is a loan
The A. B. Nicholas LeverageLine Network Experience We set out to ensure that our stock-portfolio-based credit line program bore no resemblance to the usurious high-interest skimply margin loans of yesteryear. Margin loans are fine for convenience, but they only give you a loan-to-value (advance or release rate) of 50% of the value of your portfolio. Suppose you want a larger amount? If you get a margin loan from your brokerage
Here at A. B. Nicholas, we’re ready for anything. Even the client who comes to us with bankruptcies, foreclosures, or credit issues from the past. That’s because of the type of licensed, major-institution stock loan lenders that we have in the network we have built over a decade. When a client brings in a case with a portfolio of, say, $100,000, but has had a recent foreclosure that prevents him
A premium financing network using existing major institutional programs exclusive for securities owners.
Add New PostOur REITLine loan program allows individuals with normally unsellable UPREIT securities to obtain cash via credit line against their portfolio. Previously, real estate investors who received payment for the sale of their property in UPREIT tax-deferred securities could not obtain cash from that sale unless they converted the UPREIT to a normal marketable REIT, a typically costly process in the sale automatically becomes taxable when this is done.With
When it comes to obtaining a loan against your stock, bond, or mutual fund portfolio, only one company has chosen to focus 100% of their attention on perfecting the best lending vehicle for investors on the market today: A. B. Nicholas, the securities-based business and personal finance people. Rated A+ by the BBB for 7 years straight, ABN offers a unique, specialized service that no investor seriously considering a loan
With so many of us having to adjust our routines these days, some may ask where our A. B. Nicholas LeverageLine stands. The answer? We’re open for business with no changes, as all of our work was always done online or over the phone, both for the clients and the lending institutions with which we’ve partnered. There is not change. But the time for our LeverageLine stock loan program could
Marcy Tyler saw her first cycling race when she was only eight years old. At the time, the speed, acquiline form, and power of the cyclists had impressed her like a tsunami. From that day on, she committed herself to becoming a cyclist. And so she was, through high school, and her junior year of college. She even won the Indianapolis Swift Racers cup at age 21. Her collection of
Marjorie had decided to pay off her daughter’s mortgage as a sort of christening present on the birth of her first grandchild. The cost: $550,000. Marjorie’s assets: her husband had left her approximately $1M in stocks and bonds via his will; her $750,000 home, with $300,000 remaining on her own mortgage); her savings account ($45,000), and miscellaneous smaller accounts plus a parcel of undeveloped farmland in Utah. A. B. Nicholas
We offer what is arguably the best stock loan program in the U. S. market today, with the lowest rates and highest loan-to-value plus quickest delivery of funds in the nation for a 100% secure, licensed, FINRA-member-managed program. We are A. B. Nicholas, and securities finance is what we do and have done exclusively for over a decade. We have three major household-name licensed institutional brokerages who have agreed to
If you have been an investor in one of the many cannabis-related stocks that have sprung up on the boards over the past several years, you’ve probably been stymied when it came to taking out a margin loan against them. Because of the still-existing federal treatment of marijuana as a drug, major banks and brokerages have been unwilling or unable to provide the normal lending facilities against these stocks that
When it comes to college, just one child can cost a family nearly $200,000 at average college tuition rates. Yes, you read that right. This may not matter if you happen to be in a true upper income bracket. Perhaps you can handle it out of pocket. But even at a combined household income of $200,000 — average for 2-income U. S. families now — this is really still middle
Would you like to say goodbye to your banker? Let’s say you are a real estate investor. You know your business. You know a good home, business, or commercial site from a bad one. You know how to invest. That part’s easy for you, in this scenario. But at the end of the day, you end up in Red-Tape & Delay Land. That’s right: Your bank. That’s where you’ll meet the guy
Want a very easy way to see if your portfolio qualifies for our LeverageLine stock portfolio loan program? Well here it is: just go to abnicholas.com/qualify for our new interactive Pre-Approval site. It’s never been easier to qualify and obtain your industry-leading LeverageLine credit line and the time is right for excellent rates well below market! We’re America’s Portfolio Lender; let us show you why. Get Pre-Approved in 30
We are A. B. Nicholas Securities Finance provide gateways to institutional stock loan credit line programs using client stock, bond, mutual fund, and other securities portfolios as guarantee for a low-interest, high-LTV line of credit in an institutional, licensed environment without the need to transfer ownership to the lending party. Qualifying is easy. See our stock loan requirements here. The program is ideal for business and financial professionals who deal
Log into your brokerage account, hit a few buttons, and now you can buy 50% more of the same stock you think is going to go up and make you a tidy profit, using the brokerages money. Simple and sweet, no? Well, maybe simple. But sweet? We at A. B. Nicholas Securities Finance beg to differ. Your margin loan is based on that single stock. It goes down, you have
In March of 2018 a gentlemen we’ll call Carl contacted us here at A. B. Nicholas about our portfolio loan program. Carl was a real estate developer in Chicago, Illinois, and was looking for better ways to deploy capital and invest. His currently costs, even with tax deductions, were costing him both time and money. He found himself having to put more and more “skin in the game” for every
Click here to get the most competitive, free, no-obligation, no hard-sell credit line quote for your stock portfolio and let us show you the difference now. Get a LeverageLine credit line today.
Lowest interest rates in the market. Tightest security and licensing. Best reputation over ten years of service (BBB A+) We do all the work so you don’t have to, when you are looking for a stock portfolio loan. We’ve assembled the most accomplished, experienced, licensed FINRA-member institutions and advisors to produce our LeverageLine model of stock loan financing for you. Our business — in the hundreds of millions over the
Visit our website for more about our LeverageLine stock loan program here. As you know, one of the reasons that A. B. Nicholas is the leading private conduit to institutional licensed stock-secured lending is that we are always focused on compliance and on improving the lending experience for our clients. To that end, we have implemented a new rule for all agents when submitting clients to A. B. Nicholas for
