LeverageLine Short & Sweet:

Whats the point of another stock loan firm? Aren’t there plenty of brokerages offering instant margin loans on their stock holdings?

Yes, you can open a brokerage account online at E-Trade and buy stock, then hit a few buttons and get a margin loan of 50% against the value of your stock portfolio, instantly. 

Here’s what happens, however, when you choose that path:

1) You will pay an interest rate upwards of 8% on that money. 

2) You will be putting that money into buying more of the same stock.

3) You will only receive 50% of the value of the portfolio

The same person who applied to A. B. Nicholas for a LeverageLine, instead, will get:

1) An interest rate of between 4-6%. On a $500,000 credit line, that’s a savings of $10,000 over a margin loan.

2) You can use the credit for anything — a house, a business, college tuition — any legal purpose other than buying more stock. 

3) You can receive up to 80% of the value of your portfolio, This translates into a line of $150,000 more cash available instantly to you. 

But what of security? What about convenience? 

With LeverageLIne, you get the same institutions that you currently know. The difference? You are coming to them throug this custom faciity, not by walking in through the bank or brokerage’s front door. In so doing, your credit line is processed differently, because we have pre-arranged the basic foundation of the line based on our borrowers’ feedback and requests, which included:

1) No admin fees

2) No management fees

3) A credit line/loan only; no other services or costs

4) No ‘Upselling” to other brokerage or banking services

5) Much cheaper interest rates

6) Fast turnaround

7) Easy, seamless process

8) Maximum cash line of credit or loan

9) Licensed, FINRA, U. S.-based only

A. B. Nicholas strove to achieve this and after much preparatory work, accomplished an alterantive lending platform in association with several major “houshold name” brokerage and bankingi institutions.