Stock Loans

Nothing wrong with a margin loan… if you’re willing to settle for much less at a higher cost and risk.

Log into your brokerage account, hit a few buttons, and now you can buy 50% more of the same stock you think is going to go up and make you a tidy profit, using the brokerages money. Simple and sweet, no? Well, maybe simple. But sweet? We at A. B. Nicholas Securities Finance beg to differ. Your margin loan is based on that single stock. It goes down, you have

September 3, 2019 6:08 PM

Be Your Own Banker – With LeverageLine!

Let us suppose you had an asset that could keep working for you just as it is now — but could also serve as your own personal “bank”?With our A. B. Nicholas LeverageLine, that is how you can look at it. In fact, many of our clients are using it for exactly that purpose. As their own bank so to speak, a line of credit they can draw on that

August 30, 2019 11:44 AM

A multimillionaire’s story and the A. B. Nicholas LeverageLine.

In March of 2018 a gentlemen we’ll call Carl contacted us here at A. B. Nicholas about our portfolio loan program. Carl was a real estate developer in Chicago, Illinois, and was looking for better ways to deploy capital and invest. His currently costs, even with tax deductions, were costing him both time and money. He found himself having to put more and more “skin in the game” for every

August 25, 2019 11:23 AM

The market’s best credit lines for securities owners from A. B. Nicholas

Click here to get the most competitive, free, no-obligation, no hard-sell credit line quote for your stock portfolio and let us show you the difference now. Get a LeverageLine credit line today.

August 20, 2019 10:02 AM

What makes your A. B. Nicholas portfolio loan way better…

Lowest interest rates in the market. Tightest security and licensing. Best reputation over ten years of service (BBB A+) We do all the work so you don’t have to, when you are looking for a stock portfolio loan. We’ve assembled the most accomplished, experienced, licensed FINRA-member institutions and advisors to produce our LeverageLine model of stock loan financing for you. Our business — in the hundreds of millions over the

August 15, 2019 12:57 PM

Agent Announcements

Own a stock portfolio over $ 1 million? See us for a superior stock loan NOW.

We at A. B. Nicholas Securities Finance do nothing but locate, build, and deliver the most borrower-friendly loan programs for owners of stocks, bonds, mutual funds, or other marginable, free-trading securities. We focus on this goal exclusively and have done so for over a decade now. We are very pleased to let the high-net worth investor market know of our latest and in some ways greatest achievement: A “warehouse rate”

August 12, 2019 12:46 PM

We built the best loan program for stock, bond, and mutual fund holders so you wouldn’t have to.

We specialize in delivering institutional stock loan and credit line programs for securities portfolio owners willing to use those portfolios as guarantees for better-than-retail, low-interest loans featuring many unique borrow-designed features. We’re A. B. Nicholas Securities Finance. We invested our own time and money to build what we consider to be the best portfolio loan program in the market, informed with key input from the very people we serve, people

August 8, 2019 4:50 PM

Summer is the BEST Time of Year for a portfolio loan…

Note: Visit our website for more about our LeverageLine stock loan program here. no better time of year to reach out to your client base to see if a LeverageLine securities portfolio credit line would help make the summer better. People have planned their vacations, but many aren’t sure if they have enough cash, or are reluctant to load up their credit cards. There are so many expenses that crop

May 29, 2019 1:32 PM

A LeverageLine Case Study

– Making Real Dreams Come True – Every LeverageLine client is different: this we can say from eleven years of experience dedicated solely to the securities-based credit line market. Each client or company need is unique, each application specific to that client’s needs. Here’s one example case we recently completed that shows how A. B. Nicholas Securities Finance provided the funding this borrower needed to realize a lifelong objective. [Note:

May 22, 2019 1:56 PM

What Makes an A. B. Nicholas Stock Loan Better Than Others?

I’ll get right to the point. Our rates beat anything you can get from any retail brokerage or bank. Our loan-to-value is the highest in the market. There is no change of ownership, nor sale of a single share required for this simple asset-based securities portfolio credit line. Your loan is entirely, 100% managed by an accomplished FINRA-registered, licensed advisor from the major household-name brokerage/bank that services your loan program.

April 9, 2019 7:19 PM

Education Focus

Are you sure your clients are not eligible for LeverageLine financing?

Learn more about the stock loan business.

January 28, 2019 4:14 PM

Securities Law

The Dangers of Nonrecourse Stock Loans And How To Avoid Them

The Dangers of Nonrecourse Stock Loans And How To Avoid Them Why an Institutionally Managed, SIPC/FINRA-Member Lending Facility Should Be Your ONLY Securities-based Credit Line Consideration A nonrecourse, transfer-of-title securities-based stock loan means exactly what it says: You, the titleholder (owner) of your stocks or other securities are required to transfer ownership of your securities to a third party before you receive your loan proceeds. The loan is “nonrecourse”

January 23, 2019 8:27 AM

I Can Get Get a Margin Loan from My Stock Brokerage Account. What Makes ABN’s LeverageLine Different?

Sure. You CAN get a margin loan, usually very easily with a couple of clicks, for any of your stocks. It will be a 50% loan-to-value cash piece, and you will have the freedom to invest it in more of the same stock. Your brokerage will automatically assume you intend to buy more of the same stock in the same account. You are not expected to use a “purpose loan”

January 7, 2019 3:11 PM

Education Focus

Should I Get a Loan Against My Stock Portfolio in a Down-Trending Market?

Note: Visit our website for more about our LeverageLine stock loan program here. One of the questions we often get here at A. B. Nicholas is “If the market is trending downward, does it make sense to obtain a loan against my stock portfolio instead of selling it outright?” Because of the myriad different combinations of securities in any given portfolio, and many other factors both business and personal that

January 3, 2019 6:19 PM

Stock Loans

Portfolio Loan Rates – Decoding Their Meaning

You are probably familiar with mortgage interest rates. You may be familiar with the interest (rate) paid on your CD os Money Market account at your bank. These are straightforward numbers, often tied to the Prime Rate. But your stock portfolio loan rates are based on other factors, which may not be familiar to you. In this article we attempt to decode the world of interest rates and give you

December 14, 2018 5:40 PM

Stock Portfolio Loans: The Essentials

One of the first things we hear from our new clients is that they are approaching the issue of securities-based credit with trepidation. Some feel that a portfolio of stocks or bonds is much too unstable to be trusted as collateral for a loan (even though the lending institution might have no trouble with it). Others may have heard about the ill-fated “non-recourse stock loans” of the last decade, that

December 12, 2018 2:26 PM

Share Value and Stock Loan Lending – How a Lender Sees It

Investors have many metrics for determining the valuation of a company’s stock, and two of the most commonly used are Book Value and Share Value (also known as Market Value). Both valuations can be helpful in calculating whether a stock is fairly valued. Let’s look briefly at the differences between the two as they can impact the loan-to-value of your LeverageLine line of credit. So What is Book Value? The book value of

May 1, 2018 10:29 AM

Education Focus

REITLine is a Loan Against UPREIT Operating Partnership Unit Shares (OPUs), But What is an UPREIT? What is an OPU?

What is an UPREIT? An umbrella partnership real estate investment trust, or UPREIT, is an entity that REITs use to let property owners contribute their real estate property in exchange for operating partnership units that can be converted into REIT shares. Like a 1031 exchange, this transaction lets property owners avoid capital gains taxes on appreciated real estate. The operating partnership, or OP, units received in an UPREIT transaction are

October 25, 2017 3:31 PM

A couple signing documents together at a desk

Education Focus

Does Your – or Your LeverageLine Client’s – Stock, Bond, or Mutual Fund Portfolio Qualify for LeverageLine Financing?

One of the most frequent calls we get is about whether a particular portfolio qualifies for our versatile LeverageLine securities-portfolio credit line. The rules are pretty simple, but you can get more details on our website by visiting our page for Loan Requirements. You can also check on your client’s securities history yourself by clicking here. If the non-IRS/401K stocks, mutual funds, bonds, ETFs, etc. in your portfolio. All have

February 21, 2017 10:28 PM

Education Focus

How Are ABN LeverageLine Interest Rates Determined?

What is an interest rate? According to Investopedia, an interest rate is the amount a lender charges a borrower and is a percentage of the principal—the amount loaned. How are interest rates applied? Interest rates apply to most lending or borrowing transactions. Individuals borrow money to purchase homes, fund projects, launch or fund businesses, or pay for college tuition. Businesses take out loans to fund capital projects and expand their

February 1, 2016 7:30 PM