Education Focus
Are you sure your clients are not eligible for LeverageLine financing?
Learn more about the stock loan business.
January 28, 2019
4:14 PM
Education Focus
Education Focus
Should I Get a Loan Against My Stock Portfolio in a Down-Trending Market?
Note: Visit our website for more about our LeverageLine stock loan program here. One of the questions we often get here at A. B. Nicholas is “If the market is trending downward, does it make sense to obtain a loan against my stock portfolio instead of selling it outright?” Because of the myriad different combinations of securities in any given portfolio, and many other factors both business and personal that
January 3, 2019
6:19 PM
Share Value and Stock Loan Lending – How a Lender Sees It
Investors have many metrics for determining the valuation of a company’s stock, and two of the most commonly used are Book Value and Share Value (also known as Market Value). Both valuations can be helpful in calculating whether a stock is fairly valued. Let’s look briefly at the differences between the two as they can impact the loan-to-value of your LeverageLine line of credit. So What is Book Value? The book value of
May 1, 2018
10:29 AM
Education Focus
REITLine is a Loan Against UPREIT Operating Partnership Unit Shares (OPUs), But What is an UPREIT? What is an OPU?
What is an UPREIT? An umbrella partnership real estate investment trust, or UPREIT, is an entity that REITs use to let property owners contribute their real estate property in exchange for operating partnership units that can be converted into REIT shares. Like a 1031 exchange, this transaction lets property owners avoid capital gains taxes on appreciated real estate. The operating partnership, or OP, units received in an UPREIT transaction are
October 25, 2017
3:31 PM
Education Focus
Does Your – or Your LeverageLine Client’s – Stock, Bond, or Mutual Fund Portfolio Qualify for LeverageLine Financing?
One of the most frequent calls we get is about whether a particular portfolio qualifies for our versatile LeverageLine securities-portfolio credit line. The rules are pretty simple, but you can get more details on our website by visiting our page for Loan Requirements. You can also check on your client’s securities history yourself by clicking here. If the non-IRS/401K stocks, mutual funds, bonds, ETFs, etc. in your portfolio. All have
February 21, 2017
10:28 PM
Education Focus
How Are ABN LeverageLine Interest Rates Determined?
What is an interest rate? According to Investopedia, an interest rate is the amount a lender charges a borrower and is a percentage of the principal—the amount loaned. How are interest rates applied? Interest rates apply to most lending or borrowing transactions. Individuals borrow money to purchase homes, fund projects, launch or fund businesses, or pay for college tuition. Businesses take out loans to fund capital projects and expand their
February 1, 2016
7:30 PM
Education Focus
The Role of Cash in a Securities-Based Line of Credit
How securities and cash figure in a LeverageLine securities-based line of credit.
April 30, 2015
1:29 PM
Education Focus
Securities Based Financing – The Missing Piece in Most Financial Planning
Securities-based Financing – The Missing Piece in Most Financial Planning
September 11, 2014
11:27 AM