Put Your Real Estate Into High Gear.
Have a great, low-rate line of credit in your back pocket, ready to deploy without having to go through the hassle of a bank application. Use your LeverageLine to enhance your downpayment to bring your monthly overall repayment costs down and save on interest. Our low-interest LeverageLine can bring the overall cost of your commercial real estate investment way down as it has for many of our clients. It’s all possible if you have a LeverageLine in place.
to Supplement Your RE Cash
Suppose you are a commercial real estate investor with three properties. You have a stellar credit rating. Your net worth is solid. Your properties are all performing well.
Then a new housing development is announced in a convenient location ten minutes from the highway into the city. Luxury condos. Right across the street is a small, new, high-end mall development planned for young professionals. Empty land all around, ready for builders.
You have non-IRA stocks, bonds, and mutual funds. Maybe you always thought the choices were “sell or hold” and only the only way to draw cash from them was to sell and potentially incur large capital gains tax penalties. Perhaps you were maxed out at the bank: they just won’t lend you enough in credit or cash to take advantage of this great new investment opportunity.
Frustrating no doubt. But not if you have an A. B. Nicholas LeverageLine in place. For real estate investors, this stock loan/credit line program can be the hidden solution to take you to the next level.
Whether you choose to finance a commercial real estate property 100%, or simply want to use your LeverageLine as downpayment or for routine expenses while funding with a conventional real estate loan, LeverageLine allows you the flexibility to keep your stock/bond/mutual fund portfolio working for you uninterrupted, perhaps paying dividends and (you hope) growing, even as you tap that same portfolio as collateral for a real estate investment credit line at very low rates.
It’s a loan in the form of a flexible, low-interest revolving line of credit that turns you into your own “virtual banker”. Take what you need, as little or as much up to your maximum authorization; your interest rate will be the same regardless. Repayment is interest-only required, and you can pay the principal when you wish. As noted, you’ll have the freedom to defer payments if you wish to preserve cash flow to get your business off the ground.
LeverageLine is also fast, not dependent on credit (no FICO scores used to determine offer), and not reported to credit bureaus since this is a simple asset-based loan, although your lender will assist you in developing credit for your company if you wish. Put your LeverageLine in the name of your business, trust, or family. The choice is yours.
Fixing and flipping? Here’s your full-control bridge loan. You decide how much to take and when to pay it back. Whether your draw your principal for a short time or a long time, once again the choice is entirely yours with LeverageLine.
LeverageLine puts buying power back into your hands where it belongs… without the need to forego/sell a single share to obtain your funds. It puts a checkbook in your back pocket, allowing you to act immediately, on the spot when an investment opportunity arises. Why wait bank approval when you already have it? Don’t let your real estate investment opportunity go out the window.
We deliver our term sheets same day, and that means pre-approved financing that you can show to any seller, backed by a top-tier, household-name, SIPC/FINRA institution and a supportive licensed lender adviser carefully selected for expertise in commercial real estate and franchise financing. That’s exactly the expertise you want on your side.
Need a commitment letter quickly for a seller on bank letterhead while your financing – which takes only about a week – is in process? With your pre-approved securities-based LeverageLine, it’s never any problem. They’ll even speak with your seller directly if you wish. You’re approved.
Apply For A LeverageLine in Just Minutes
Whether to finish construction, buy a vacation home, or supplement/replace your existing high-interest financing, LeverageLine can be the answer you’ve been looking for.
Easy. Grab a brokerage statement and ID and via our encrypted, secure quote request form attach and obtain a term sheet. (View the loan application process here.) Every term sheet is the equivalent of a pre-approved financing letter guarantee. There are no FICO scores and no credit rating score threshold for eligibility. In fact credit does not affect your offer as long as you have no bankruptcy or defaults on major government debt in the past five years.
Note please: LeverageLine proceeds cannot be used to purchase more publicly traded, marginable stock, but can be used to purchase the stock of a non-publicly traded business enterprise (acquisition). Please read our disclaimer before proceeding. LeverageLine is not a residential mortgage nor is it intended to act as or replace a residential mortgage.