I’ll get right to the point.
- Our rates beat anything you can get from any retail brokerage or bank.
- Our loan-to-value is the highest in the market.
- There is no change of ownership, nor sale of a single share required for this simple asset-based securities portfolio credit line.
- Your loan is entirely, 100% managed by an accomplished FINRA-registered, licensed advisor from the major household-name brokerage/bank that services your loan program.
- You continue to have freedom to trade in your account, even as it guarantees your credit line.
- If you are using your credit line to support a franchise or business acquisition, our licensed adviser is an expert also in conventional financing for these types of businesses, meaning you’ll move to a preferred position for conventional financing when you begin with an asset (stock portfolio)-guaranteed credit line that you manage properly.
- Unlike a margin loan, your LeverageLine provides multiple methods that are likely to be simple and easy, and even in some cases completely cost free, in the event of any catastrophic drop in your portfolio value.
- Very, very client-friendly terms and client-friendly advisers mean you can be “your own banker” with our LeverageLine program.
- No requirement to take any given amount that you are authorized to take. You can literally keep your line as an “insurance policy” in case you need to pull out a check book. You pay interest only on what you choose to draw.
- Can’t pay your fixed-rate variant off at loan maturity? No problem and no penalty; your line simply reverts to a standard variable rate credit line.
Our motto: “If there’s a better securities portfolio-based line of credit in the U. S. market, A. B. Nicholas will offer it.”