Real Estate Archives

Agent Announcements

Why Am I Stuck with an Expensive, Risky Default Margin Loan from my Stock Brokerage?

Why Am I Stuck with an Expensive, Impersonal, Insufficient Stock Margin Loan? Let’s say you opted for ease and convenience. You’re paying 7-8% interest on your brokerage-provided margin loan and hate watching the cash flow out of your account. You’ve settled for a lousy 50% loan-to-value against your stock portfolio’s value and not a penny more. You are paying for side services, such as advisory & processing services, slipped in

August 2, 2023 3:58 AM

Real Estate Investment Loans and A. B. Nicholas

Real estate investment has typically followed a conventional path: Your downpayment and interest rate determine how much you will pay per month. For example, if you were to purchase a home at 30 years for $400,000,with an $80,000 downpayment, the monthly payment would come to approximately $2,264 at a rate of 6.3%. The same home, however, with a downpayment of $200,000, will generate a monthly cost of only $1,521. For

September 28, 2022 4:31 PM