Section 1 – How We Use Your Information
When you contract to receive financing services through our licensed lending partners, we will collect, through a secure form online, your basic personal information including name, address and email address.
Email marketing: we do not use your email, phone, or other information at any time for marketing purposes. Information collected via our LeverageLine financing Quote Request Form is used only by the licensed lending institution to verify your identity for purposes of providing a securities-based line of credit; OR to correspond with you pursuant to your application.
Section 2 – Consent
How do you get my consent?
When you provide us with personal information to complete a transaction, we imply that you consent to our collecting the data you have provided to us and using it for the specific purpose of providing to you a securities-based financing facility.
We will not ask for your personal information for any secondary reason, such as marketing or the resale of your information. On no occasion and under no circumstances do we disclose or see your personal information with any third party other than the lending institution that will be quoting and providing your financing. That institution has likewise agreed to never use that information for resale or marketing purposes.
How do I withdraw my consent?
Although we do not use your private contact or other information for marketing purposes, and all such information is deleted from our systems after use, you may specifically request at any point that your information no longer be used pursuant to your financing application. In such case, if that information is still needed to provide your financing, we will advise you in advance. If you still wish for your private/personal information to be deleted prior to its use to determine your financing, we may not be able to complete your financing offer or the financing itself, however. We do assure you that all such information is fully deleted after use in any case, with or without your request.
Section 3 – Disclosure
We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service. In such case, a valid court-approved document will one required prior to release, and release shall only be to those parties cited in the court order. We will notify you as client if such a request is ever made, at the time the request is made.
Section 4 – Third-Party Services
In general, A. B. Nicholas does not employ or otherwise use third-party providers or services pursuant to its LeverageLine or OpLine programs. However, it is possible that an agent contracted to A. B. Nicholas may collect, with your permission, the information needed to fill our your loan application form online. In such case, the agent is required by contract to protect and honor all of privacy requirements stated herein, and will only collect, use and disclose your information to A. B. Nicholas via the secure online form to the extent necessary to allow us to perform the services your have requested.
A. B. Nicholas complies fully with the requirements of the U. S. Patriot Act pursuant to the transfer and/or access to U. S.-based funds.
Non-ABN Site Links
When you click on links on our website, they may direct you away from our site if we are referencing a partner, agent, or other information that we feel would be useful to you. In such case we are not responsible for the privacy practices of such other sites and encourage you to read their privacy statements.
Section 5 – Security
To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed. We also ensure that it is used solely for the specific purposes for which it was provided, and that it is securely deleted after use.
Our online Quote Request form uses advanced (SSL) and is stored with highest-grade AES-256 encryption. Although no method of transmission over the Internet or electronic storage is 100% secure, we follow all PCI-DSS requirements and implement additional generally accepted industry standards.
Section 6 – Age of Consent and Qualified Investor Status
By using this site and/or our services, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.
You also represent that you are a qualified investor with the resources to enter into lending contracts such as those you will receive pursuant to our LeverageLine program, either through A. B. Nicholas or any of its fully licensed institutional lending partners.
Questions and Contact Information
If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information, please contact us.