Close More Deals by Adding the LeverageLine Option

A. B. Nicholas Agents. We warmly welcome inquiries from candidate agents with a suitable pre-existing sales network, contact list, or market for our LeverageLine securities-based credit line program. By joining, you’ll earn fees on every transaction you refer to us. (Sample agent earnings are here). You’ll also be providing your clients the very best wholesale no-title-transfer, no-sale-to-fund stock loan tool in the market today, helping them realize their franchise, business, or real estate investment objectives quickly and more cheaply. There are many other benefits that accrue too. And all that for little more work than making sure as an ABN Agent that you or they apply for financing with a complete set..

To apply to become an agent so as to be paid for referrals, get a copy of your ID and background statement or resume and click here to apply and register.

Agents: Fee Allocations

A. B. Nicholas provides 1/3 of all fees to you as referring agent. As your role is to refer, not to broker, per licensed institution requirements, the remainder of all fees are divided into legal administration expenses to remain compliant with law, and to the partner/owners/staff of A. B. Nicholas. Fees are based on a percentage, usually 1-3% depending on various factors, of the maximum credit line we would have delivered to the client borrower. Fee shares to Agents are paid immediately upon receipt within one business day of the availability of LeverageLine funds for the client.

Agents: Applicant Requirements

1) Experience:
We require a background in a financial, real estate, accounting, franchising, or related field dealing with the ideal clients for our programs. Licensed individuals preferred button required. Inquire if you need clarification.

2) Clean Background:
No unresolved or undisclosed civil or criminal legal cases where you were a defendant past or present. Divorce, minor drug offenses without repeat, or misdemeanors need not be disclosed. However, undisclosed relevant legal matters, particularly those surrounding the core fields we serve – are grounds for termination and forfeiture if not disclosed. (Note: Disclosure is not automatic rejection of your application; non-disclosure, however, is). 

3) Accept & Adhere to Compliance.
We work only with regulated and licensed U.S. institutions; no private lenders of any kind. All of our lending partner advisors are FINRA/SIPC registered with outstanding backgrounds.

As a condition to our working with this caliber of institution and personnel, we must comply with various government oversight rules. Most importantly, you may never provide any form of tax advice, insurance advice, legal advice, or securities buy-sell (investment) advice unless you are licensed to do so in the state where you reside.

4) No Double Dipping:
Per institution rules, Agents may not charge fees pursuant to this financing separately AND receive A. B. Nicholas referral fees at the same time. This is prohibited as part of our agreements with our lending institutions and advisors. It is also an ethnical issue. Agents may not receive ABN fees and outside fees on the same transaction.  Contact us for any questions.

Keep in mind that this applies to our LeverageLine funding only. If you are, for example, licensed to provide the client insurance products and are also referring the client into the LeverageLine program this would not apply. There is no conflict as long as the other service/product (insurance in this case) is a fully separate service and for which you are being separately compensated. However, those already receiving fees cannot receive ABN fees.

The purpose of this rule is to prevent clients from being charged twice for the same service. Again, contact us if you need clarification.

5) Suitability. You should already have an existing network or market space of potential clients in one of the areas we serve or an area that you feel would be suitable for LeverageLine. LeverageLine is not intended as a program for those looking to start a completely new, unrelated career in stock-secured lending via mass marketing or email blasts to clients with whom they are unfamiliar.

Summary & Expectations

Your role as an agent will be to refer clients into our well-tuned and constantly improving the LeverageLine and OpLine program. You’ll use our encrypted, secure application form at You do not to broker or sell in the conventional sense of blast marketing or playing “middle man”.  The licensed lending institution handles all of that.

We keep you informed via your Agent Portal automatically. You are of course free to discuss the program with your client/referral, it is the job of the the licensed lending institution advisor, primarily.

Another way to look at your responsibility is to think of it as informing the client about this loan program, then collecting the application documents (no cost for a term sheet) and then submit and step out of the way. Our role at A. B. Nicholas is to receive the application, deliver the term sheet to client for digital signing (and a file copy to you), arrange the initial introduction of client to his/her advisor, then step out of the way. We will enter status reports on your client into the Agent Portal so you are auto-updated on progress via email .

We at ABN aim to ensure our clients are fully informed and that only qualified clients move forward. This is why we review all applications before sending them forward securely to the lending institution. We also monitor agent compliance with the rules set down by our licensed lending partners as noted above. Our goal: get the client into the licensed lending institution ASAP, and funded.

We expect the same level of attention and diligence by our affiliated agents as we at A. B. Nicholas always show to every client. You are representing our program every time you refer clients into it.

The Critical Difference Sometimes

Our securities based lines of credit have often been the difference between achieving a lifelong goal, such as the purchase of a business or an investment in a franchise – and failure.  You will be part of a group of problem solvers when you join us. We take pride in helping make those goals and dreams a reality.


Apply Here Now to Become an Agent 

(Note: Picture ID and background statement required)

Contact Us

All Inquiries Welcome
1629 K Street NW, Suite 300, Washington, DC 20006 Tel: 202.379.4744
© 2017 A. B. Nicholas All Rights Reserved PrivacyDisclaimerCopyright

Securities based lending may not be suitable for all securities owners. A. B. Nicholas urges all clients to discuss these risks with their licensed lender advisor should they proceed with their LeverageLine. Any activity involving securities, including borrowing, by definition involves certain risks and if the market value of your pledged securities declines to the point that you must add cash or assets, , for example, you may be required to pay down your line of credit, restructure your holdings into more stable securities (which can involve a sale), or both in order to maintain your loan. Although both A. B. Nicholas and each ABN lending partner advisor make maximum effort to ensure that acceptably good quality securities are accepted so as to minimize risk to the extent possible, we cannot guarantee any specific outcome of any securities performance and by proceeding you are acknowledging this. All lending, management and processing is handled solely by fully licensed U. S.-based FINRA/SIPC institutions (and their FDIC-member banking divisions) with which A. B. Nicholas has partnered for this custom program. Please review our disclaimer prior to proceeding. Our privacy policy is located here.