Tracking Your Client's Funding Progress Via The Agent Portal
As a certified A. B. Nicholas referral Agent, you will have a portal designed specifically for you to keep you informed and to assist in bringing information on the LeverageLine program to your clients.
The following is an overview of what to expect from your Agent Portal, a key resource for you as an A. B. Nicholas Agent.
Familiarizing yourself with the portal can enhance your lead generation abilities while staying up-to-date on your client’s status and remaining compliant with the mandate our licensed lending partners have given to us to “refer, not broker” transactions for A. B. Nicholas financial products.
Read to apply? Then proceed to our agent application and signup page.
Any legal cases or regulatory actions against you, other than divorce or misdemeanors, must be disclosed at the time of application.
The Agent Identification Number
Every A. B. Nicholas agent has a unique identifier (AIN) with the form /?AIN=1234-5467 that can be attached to any URL, for example, https://abnicholas.com/?AIN=1234-5467. In doing so, you place a “persistent cookie” with that individual that can last a full year and protects each Agent so that they are credited with that client. For example, if you wanted to add a URL to your website that took visitors to the main information page for our LeverageLine program, and be sure you are credited for that client when they eventually head to the Quote page to apply, it might look like https://abnicholas.com/credit-lines/?AIN=1234-567).
Banners and Flyers
You can download any of the banners or flyers or PDF flyers in the resource area of your Portal and link or add to your website or email with your clickthrough code attached. We can customize these for you on banners or other material if you wish by adding your unique code to clickable areas on the PDF or banner. Send us your request. USE ONLY APPROVED MATERIALS — even if you write your own. Failure to do so may result in termination.
Client Security and Privacy
Your client’s sensitive documents are encrypted with DoD level 256-bit encryption, thereby avoiding the insecure channel of email. All document attachments go to a “virtual encrypted lockbox” that cannot be accessed except with a password and ID by the lending institution itself.
Only clients themselves may apply for their LeverageLine financing at www.abnicholas.com/quote. You may not do apply on your clients behalf for legal reasons, though you are free to assist them with directions.
Updates and Progress
Information on any and all of your clients, no matter how they came to us, appears in your My Transactions area. Whenever a transaction is updated – whether status, notes, or any other part of the record — an email is instantly sent to you to notify you of the update.
Feel free to log into your Agent Portal account frequently to check on the status of your clients
Additional Agent Help
If you need further agent help at any time, contact us or call us at 202.379.4744 Ext. 2. Leave a message if we are busy and we will return your call or email a response promptly. We welcome feedback.
Application Requirements for Your Client
While simply referring a client does not require any particular background, we do require that you have a clean record (no criminal, or finance-related civil cases brought against you, regardless of outcome).
To use our program on your website or to integrate our program your existing business offerings as many of our partners do, you’ll require a background in a financial, real estate, accounting, franchising, or related securities or finance-related field, or a field such as commercial real estate, franchising, or. construction where the LeverageLine financing program can be useful.
You must be signed as an agent to receive compensation for legal reasons. You may refer a client any time, but if you plan on placing our program on your website, we do need to review your background first. A simple resume or narrative should be sufficient.
Finally, we ask that you please do not apply if you are planning to start a new marketing program using our LeverageLine as the anchor. Ours is a referral program for pre-existing businesses in an ancillary field..
This is essential for our line of business.
To refer clients to A. B. Nicholas and receive compensation, you cannot have any unresolved or undisclosed civil or criminal legal cases where you were a defendant, past or present. Full disclosures required IF there an issue of this type. Divorce, minor drug offenses without repeat, traffic, misdemeanors, traffic tickets need not be disclosed. However, undisclosed relevant or more serious legal matters, particularly those surrounding the core financial fields we serve — are grounds for immediate termination if not disclosed. (Note: Disclosure is not automatic rejection of your application; non-disclosure, however, is).
We work exclusively with fully regulated and licensed public U.S. institutions with impeccable reputations; we engage absolutely no private lenders, nonrecourse lenders, or escrow lenders of any kind. All of our lending partner advisors are FINRA/SIPC registered with further licensing in several related areas and unblemished outstanding backgrounds.
This means that compliance is key to being a referral agent at A. B. Nicholas.
As a condition to our working with this level of institution and personnel, providing a quality product as we do, we — and our agent force by extension — must never provide any form of tax advice, insurance advice, legal advice, or securities buy-sell (investment) advice unless you are specifically and currently licensed to do so in your state of residence. Providing such advice without being properly licensed will be grounds for termination.
Per institution rules, Agents may not charge fees pursuant to this financing separately AND receive A. B. Nicholas referral fees at the same time.
This “double dipping” procedure is prohibited as part of our agreements with our lending institutions and advisors and is designed to ensure that no client is forced to pay fees beyond what is disclosed and reasonable. It is therefore also an ethical issue and tied to the reputations of all concerned. Therefore: Agents may not receive ABN fees and outside fees on the same LeverageLine transaction (you may provide additional unrelated services for compensation). Contact us for any questions. LeverageLine fees are one time only.
Keep in mind that this applies to our LeverageLine funding only. If you are, for example, licensed to provide the client insurance products and are also referring the client into the LeverageLine program this would not apply. There is no conflict as long as the other service/product (insurance in this case) is a fully and distinctly a separate service for which you are being separately compensated.
The purpose of this rule is to prevent clients from being charged twice for the same service. Again, contact us if you need clarification. (Any undisclosed outside fees for our LeverageLine program are required to be returned to the client in full as a condition for continuing with A. B. Nicholas.)
You should already have an existing network or market space of potential clients in one of the areas we serve or an area that you feel would be suitable for LeverageLine. LeverageLine is not intended as a program for those looking to start a completely new, unrelated career in Leverageline stock loan financing via mass marketing or email blasts to clients with whom they are unfamiliar.