Join a team of over certified professional referral agents nationwide who provide the market's most competitive stock loan to their clients.

Do you have a  pre-existing sales network, contact list, or established market change for our award-winning LeverageLine securities-based credit line program?

Enjoy the ease of use of our state-of-the-art Agent Information Portal. You refer, we report! You get live, up-to the-minute updates on all of your clients, and all the information you’d need to assess the transaction, including the loan amount, rate, and the fee you will earn on each referral. We have a sophisticated clickthrough system too; set up your page and earn   a substantial income. 

Please apply first here. After acceptance you’ll go to our Training and Compliance Program page  where you will view a training video and pass a simple Training and Compliance Exam, and will digitally sign your Agent Agreement. All three steps can be completed in 30 minutes. 

Offer the best Securities-based Financing in the Market - LeverageLine - to Your Clients, immediately.

By joining A. B. Nicholas you will be giving your clients access to the best custom, licensed, FINRA-compliant stock loan in the market.

You’ll earn fees on every stock portfolio-secured credit line transaction you refer to us. Whether you choose to simply add LeverageLine to one of your website’s pages, complete with clickthrough coding to allow full run of the ABN website; or you choose to actively add our program to your existing marketing efforts for your other financial or business services, you’ll get access to a professional, top-tier program normally unavailable to retail or consulting operations.

You’ll receive a fee based on .05-2% of the maximum line authorization we’ve been able to deliver to the client, currently averaging $400,000 in loan funds per client.  (See our rate scale sheet on our Quote Application form here.) You’ll also be providing portfolio owners a wholesale, no-title-transfer, no-sale-to-fund credit line option they probably never knew they had. There are many other benefits that have been custom-built into every transaction. 

Our lenders are three of the top institutions in the country, each of which has agreed to provide wholesale terms not available on a walk in basis, to A. B. Nicholas clients: TD Ameritrade, UBS, and Charles Schwab. We use only FINRA-SIPC accounts and multi licensed advisors to manage your loan. We give your clients an access point to institutional terms that normally aren’t available to consumers under our LeverageLine program guidelines. 

Generous Commissions

A. B. Nicholas provides a third of all fees to you directly as referring agent, paid immediately upon receipt of fees from the client within one business day of the availability of their funds.Keep in mind that ABN puts our clients first; we charge points that are fair and reasonable only. As a referral agent, your role is to refer, not to formally act as middleman or broker, per institution and FINRA guidelines, Your duties, for your. compensation, are minimal.

Agent Applicant Requirements

Applicants should have at least one year of experience in some form of pre-existing relevant marketing channel or customer base; LeverageLine is not for creating a new business around.

Since you are simply referring clients into a fully licensed major institutional program, not brokering, licensing is not required.

We require that you have a clean record (no unresolved finance-related legal matters in past ten years).  

To use our program on your website or to integrate our program into your existing business, an ideal resume  might include either experience in a financial advising, real estate investing, accounting, franchising, franchise brokering, commercial finance, or insurance, where our LeverageLine financing program can be a useful addition to your existing services. 

Please note again that our ABN agent program is a referral program for pre-existing businesses, and was not designed to be a seed service for a new enterprise. 

Applicants should have at least one year of experience in some form of pre-existing relevant marketing channel or customer base; LeverageLine is not for creating a new business around.

Since you are simply referring clients into a fully licensed major institutional program, not brokering, licensing is not required.

We require that you have a clean record (no unresolved finance-related legal matters in past ten years).  

To use our program on your website or to integrate our program into your existing business, an ideal resume  might include either experience in a financial advising, real estate investing, accounting, franchising, franchise brokering, commercial finance, or insurance, where our LeverageLine financing program can be a useful addition to your existing services. 

Please note again that our ABN agent program is a referral program for pre-existing businesses, and was not designed to be a seed service for a new enterprise. 

Our business revolves around finance and securities, two of the most regulated areas of U. S. industry. It is therefore essential that you come to us with a clean background. 

Practically speaking, this means that to refer clients to A. B. Nicholas and receive compensation, you cannot have any unresolved or undisclosed civil or criminal legal cases where you were a defendant, past or present in anything beyond misdemeanor, in the past ten year. If there was any form of legal issue of this type in your background at any time, you are required to disclose it.

Please note that undisclosed legal matters that we discover later are grounds for immediate termination if not disclosed and repatriation of any fees earned. 

At A. B. Nicholas we work exclusively with fully regulated and licensed public U.S. institutions, and senior certified financial planners with sterling backgrounds; we engage no private or unlicensed lenders, nonrecourse lenders, or escrow lenders of any kind. All of our lending partner advisors are FINRA-registered with licensing in the states we serve. They have full authority over your loan. 

This means that compliance is key to being a referral agent at A. B. Nicholas.

As a condition to our working with this level of institution and personnel, providing a quality product as we do, we — and our agent force by extension — must

  1. View a Training and Compliance Video
  2. Take a 20-question Compliance exam ($35 exam fee) and pass with a score of 100%
  3. Agree to never provide any form of tax advice, insurance advice, legal advice, or securities buy-sell (investment) advice unless specifically licensed to do so in your state of residence. 

As noted, we great prefer that you already have an existing network or market space of potential clients in one of the areas we serve or an area that you (and we) identify as suitable for LeverageLine. LeverageLine is not intended as a program for those looking to start a completely new, unrelated career in securities financing via mass marketing or email blasts to clients with whom they are unfamiliar.

Know Your Roles & Responsibilities

Your role as an agent will be to refer clients into our well-tuned and constantly improving LeverageLine and OpLine programs, and any other programs that A. B. Nicholas may develop in the future. You’ll use our encrypted, secure application form to refer your clients in to us by visiting our LeverageLine Quote form. You do not broker or sell in the conventional sense of blast email marketing or playing “middle man”.  The licensed lending institution and the licensed institution’s advisor handles all of that.

We keep you informed via your Agent Portal automatically at all times. You are also free to discuss the program with your client/referral. But it is the job of the the licensed lending institution advisor to handle, close, and maintain the financing for the client. 

Another way to look at your responsibility is to think of it as informing the client about this loan program, then sending the client to the quote application form, which is the only place we are allowed to receive new clients (no phone calls, faxes, emails for sensitive documents). 

Our role at A. B. Nicholas is to build and create the program; to receive the application; and arrange the initial introduction of client to his/her advisor. We then, like you as agent, step out of the way. We will enter status reports on the client into your unique Agent Portal account, where you are automatically notified by email, as our lending partner provides us with updates. You are always informed on the latest developments for all of your referrals. You are of course also always welcome to call or write us.

We at A. B. Nicholas aim to ensure our clients are fully informed and that only qualified clients move forward and do so with faith and confidence. This is why we review all applications before sending them forward securely to the lending institution. Our goal: a smooth, efficient user (client) experience that will get the client into the licensed lending institution and funded as quickly as possible.