An Portal to View Your Clients’ Progress
The following is an overview of what to expect from your Agent Portal, a key resource for you as an A. B. Nicholas Agent. Familiarizing yourself with the portal can enhance your lead generation abilities while staying up-to-date on your client’s status and remaining compliant with the mandate our licensed lending partners have given to us to “refer, not broker” transactions for A. B. Nicholas financial products. We welcome prospective agents’ questions and you can obtain further Agent help via our Contact page, or if you are not yet an agent and want to go directly to applying, proceed to our Agent Application page.
Any legal cases of any kind, even those that have been dismissed or settled, other than divorce or misdemeanors, must be disclosed at the time of application. (Note please: Failure to do so may result in cancellation of your registration and a return of any fees.) Each case is evaluated separately; disclosure does not automatically preclude anyone from becoming an ABN Agent, but non-disclosure does. (We use the PACER database for this purpose).
Function and Purpose
The Portal is a password-protected, fully encrypted, SSL-secured space that serves to provide study materials, banners, an airtight clickthrough system for passive referring, and a graphical status report on all clients you have referred to us. It is designed to give agents a means to refer clients either manually or passively using the clickthrough system (a virtually failsafe system because we only accept applications for financing via our website, where agent info is automatically captured so you are credited); and it is designed to provide you with automatic updates on your clients so you know at all times where in the process your client stands, how long until funding, and your share of fees.
Passive Clickthroughs Secured
Many agents simply set up a webpage with their unique ABN clickthrough AIN (Agent Identification Number) code and await their portal email notifications whoever a client successfully submits an application. Paydays are always immediate upon receipt, which is always within one business day of funding. If you should need Agent help with the clickthrough system, feel free to contact Marie Wood.
When using the clickthrough system, they can learn about our LeverageLine program with the latest up-to-date information by allowing them free run of the A. B. Nicholas website. Using your clickthrough code in the link on your website, you can have clients learn about the program in full with the assurance that whenever they choose to apply, the Agent of record is credited with that client.
The Agent Identification Number
Every A. B. Nicholas agent has a unique identifier (AIN) with the form /?AIN=1234-5467 that can be attached to any URL, for example, https://abnicholas.com/?AIN=1234-5467. In doing so, you place a “persistent cookie” with that individual that can last a full year and protects each Agent so that they are credited with that client. For example, if you wanted to add a URL to your website that took visitors to the main information page for our LeverageLine program, and be sure you are credited for that client when they eventually head to the Quote page to apply, it might look like https://abnicholas.com/stock-secured-loan/?AIN=1234-567).
Banners and Flyers
You can download any of the banners or flyers or PDF flyers in the resource area of your Portal and link or add to your website or email with your clickthrough code attached. We can customize these for you on banners or other material if you wish by adding your unique code to clickable areas on the PDF or banner. Send us your request.
Confirmations & Assurances
You of course are free to send in your client yourself, by filling out the Quote form for them. Remember: regardless of how or in what manner they may contact us, or what conversations we may have with them, we will, by licensed lender institution strict rules, only take applications for LeverageLine (or OpLine) via our secure online application form at https://abnicholas.com/quote.
To put it slightly differently, they cannot obtain financing from ABN without applying via this formal application form whereby your code (if they clicked on your AIN code at any time in the prior year), will be captured and we will automatically record the client to you as your referral.
Note that for extra security against circumvention, if that is your concern, you can instead opt to send the name of your client to us by email, or call the client in. We do not permit circumvention at A. B. Nicholas and provided that client is indeed yours and has not come to us through someone else, we will always credit the client to you.
Submitting Your Clients Manually (Entering Client Data Yourself)
Agents are urged, but not required, to gather the client’s brokerage statement and ID and then go to our online LeverageLine form to apply on behalf of your clients after you collect their info. Collecting your client’s information then loading it into the secure application form ensures that you learn what is needed and that nothing is missing in the application process. It is not necessary, of course — the client is free to apply himself — but when you as Agent collect all documents and information, it ensures there is nothing missing.
Security and Privacy
Your client’s sensitive documents are encrypted with DoD level 256-bit encryption, thereby avoiding the insecure channel of email. All document attachments go to a “virtual encrypted lockbox” that cannot be accessed except with a password and ID by the lending institution itself, and that ensures that only the licensed lending institution and A. B. Nicholas will have access to these documents. This is an important confidence-building feature for your clients. All documents are purged from the secure lockbox after use for the term sheet.
Updates and Progress
Information on any and all of your clients, no matter how they came to us, appears in your My Transactions area. Whenever a transaction is updated – whether status, notes, or any other part of the record — an email is instantly sent to you to notify you of the update. Login at (http//abnicholas.com/login) with your PW and ID. If you have forgotten either, you can recover them easily at the same login window.
Feel free to log into your Agent Portal account frequently to check on the status of your clients, access news, and review new marketing materials. In your client progress transaction area, portfolio value, credit line value, rate, LTV, and your fees are shown in the My Transactions area of your Portal, and we intend to update these regularly.
Other Marketing Materials
In addition to banners, you can also access Word and PDF documents containing approved text that you can use verbatim or extract and use in websites or emails. Please keep in mind that we are only able to provide this service through our licensed institutional lending partners’ permission and because we have agreed to abide by a set of their strict marketing rules. It is therefore most important to never publicly place any information on the names of the licensed lenders in marketing, whether using the LeverageLine brand name or not.
Another item with which we have agreed as a condition to building a salesforce is that all marketing or web language about our LeverageLine program must be approved in advance. A. B. Nicholas follows daily latest updates to the program, and we know what can and cannot be said in marketing. Therefore it is imperative that you as an agent of A. B. Nicholas abide by these rules, which are also outlined in your Affiliate Agent Agreement.
We will be adding text documents and other items to the marketing materials library regularly. You are free to download and use these textual materials as you wish. If you do not see what you seek, feel free to make a request.
For all these reasons, if you want to alter anything, please be sure to obtain approval before publishing ahead of time. If you have any questions, use our Agent Help contact number or link below.
Customize the look and feel of your site, pick a color scheme, upload an avatar graphic — the choice is yours. Choose Settings from the left menu to access this area of your Portal.
News and Announcements
A. B. Nicholas will provide examples of success stories, tips, news, and information on legal and compliance issues in this section. When you first log on, you will see these news items in your dashboard at the right. You can get additional Agent Help by calling or writing us.
Additional Agent Help
If you need further agent help at any time, Contact Us or call us at 202.379.4744 Ext. 2. Leave a message if we are busy and we will return your call or email a response promptly. We welcome feedback.