Stock Loan Securities Finance
About A. B. Nicholas Stock Loan | Credit Line Services What we do - LeverageLine Stock Loan | Credit Lines Eligibility - requirements for eligibility for the LeverageLine securities-based stock loan | credit line program Get A LeverageLine Quote Join us as an affiliate and view our extensive list of partner firms Contact us by email or by phone at 202.379.4744 for questions or comments
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Tap Your Stocks for Credit

We think differently here.
We think a stock loan program should offer only licensed institutional management. We think your loan should be in the form of a line of credit, administered by a fully licensed Certified Financial Planner and FINRA-member in good standing with financial planning and other relevant experience.

We think your lending institution should be a name you already know, a top-tier SIPC/FDIC-member, a U. S.-based brokerage/bank — and nothing less.

They're your assets, and nobody else's.
Since this will be a credit line against your stocks or other securities, we think you should never have to lose title or ownership of your securities — not directly, not through tiny print on a contract, not at all — before you receive your financing.

We at A. B. Nicholas therefore have a simple premise: Your securities belong to you and no one else, and you should not have to give up ownership to obtain superior financing against them.

Security, yes, but great terms too.
Just because you put a premium on security and licensing shouldn't mean that you need to abandon the features you'd want from any great financing — such as low rates or fast turnaround.

So at A. B. Nicholas we say that your loan should be exceptionally competitive along every category, that it should outclass any comparable financing and that you should have total control over your securities just as you do now, but in a revolving credit line that you can use and reuse when you wish, or close when you wish.

Intelligently structured, client informed.
These are the elements of intelligently structured securities-based financing, and the good news is that we at A. B. Nicholas offers an easy-access gateway through a program we call LeverageLine™.

ABN-sourced credit lines are provided solely
through licensed institutional members in good standing of SIPC and FINRA

View SIPC Website View FINRA website

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Franchise-buying, business-buying specialized.
LeverageLine™ was designed back in 2008 to meet the needs of business and franchise-buying clients suffering through the difficult lending environment that followed the mortgage meltdown and financial crisis of the time, and these (plus commercial real estate investors) are today our main market. But our program is also for wide range of personal applications, including tax consolidation. In fact, it can be used for most any purpose other than the purchase of a primary residence or the purchase of additional marginable securities.

Trusted because this is all we do.
Quality, licensed lenders. A. B. Nicholas enjoys an "A" rating by the Better Business Bureau and many major U. S. franchise and business-brokering firms have chosen ABN's LeverageLine as their exclusive securities finance offering for a very good reason: We deliver what we advertise. (View our current partner list here.

Designed for cases where time matters.
No credit report is needed for lines under $2MM, and credit is not factored into your final financing terms. Documentation is very minimal: no extensive document production is required as a rule.
As a simple asset-based loan between you and your licensed institution, there is no reporting to credit bureaus necessary. All of this translates into speedy financing that averages about 7 business days to the opening of most lines, some even faster.

A regulated, soundly structured stock loan program.
A cursory review of the history of the stock loan market shows that cases of unlicensed lenders who require a transfer of the clients' stock title have been resulted in clients losing their assets and being caught in various schemes designed to separate a client from his property. No such issues arise wth LeverageLine, where only major, licensed brokerages provide services that are fully regulated and secure by every measure and never require the transfer of your asset's title as a prerequisite to the opening of the line. (For an informed discussion of what the Financial Industry Regulatory Authority calls "the dangers of unlicensed, nonrecourse stock loan companies and programs", please read more here.)

Want to learn more? Download our All About LeverageLine presentation here (2.7MB, PDF). Our use the "Get Quote" button above to apply for your no-obligation loan quote and we'll deliver a term sheet within one business day. Or call us first at 202.379.4744 9AM-7PM EST M-F. (We return all messages promptly!)

A. B. Nicholas is Rated "A" by the Better Business Bureau
(Click Here to View)

An alternative to a sale.
Our original clients in the franchise/business-buying markets were faced with the conundrum of having to sell their stocks and other securities to raise cash, but if they did so, many faced steep capital gains tax liabilities. Many others sought to hold on to their securities in the hope that they would rise in value over time.

LeverageLine meets that need by leveraging, not selling, the client's stocks or other securities to raise the funds. True, a client could choose to sell their securities and buy others while they secure the line; or if the client were to completely refuse repayment of their loan then the lender would reserve the right to compel a sale of enough shares to repay what was owed to them (that is no different in principle from any asset based loan). Either of these scenarios could result in capital gains taxes. But in the normal course of a LeverageLine that is being responsibly handled by the client, no sale occurs.

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Around-the-clock access.
Our clients get 24/7 online access and online statements on demand by simply logging into their account. Bank, brokerage, and LeverageLine accounts can be consolidated into one online access event. Your licensed lender advisor is available to you during business hours at no charge because as an A. B. Nicholas client, there are no mandatory lender costs or fees (all are optional) other than a $150 annual fee if you choose to have checking account privileges.

Visit Our ABN White Paper Library
here to go deeper into this program.

Easy, Accessible Process..
Simply apply online here with a copy of a recent brokerage statement and a valid photo ID to obtain a term sheet. Digitally sign the term sheet we send via email with two clicks. There is never any obligation incurred in doing so, and absolutely no up-front fees of any kind, ever.

Your account will typically be open within 48 hours of signing your credit line agreement. Your funds will then be immediately accessible by wire, check or debit card.

Get a free quote today!

A. B. Nicholas LLC
1425 K. St., NW, Suite 350,
Washington, D. C. 20005
Tel: 202.379.4744
Ext. 1: LeverageLine Questions
Ext 2: Affiliates & Admin
Monday-Friday - 8AM-8PM EST
(Excluding Holidays)

Copyright © 2014, A. B. Nicholas LLC. All rights reserved. The FINRA and SIPC names and logos are the sole properties of the respective organizations and included here simply to underscore that all LeverageLine lending institution are members in good standing of these organizations. A. B. Nicholas is a private consulting firm and not a member of either organization. Securities are not sold to fund loans offered through the regulated and licensed lending brokerages and banks with which we've partnered; however, as with any asset-guaranteed form of financing, in the event that client refuses to repay or make acceptable arrangements to repay any debt, the lending institution does of course reserve the right to retain the right to require client sell enough shares to repay debt to lender if there are no other means for client to repay the debt. Please read our full Disclaimer before proceeding with any financing offered through this site. Please view our Privacy Policy here.


Tags: stock loan, stock secured loan, credit line stocks, no title transfer stock loan, securities credit line, securities finance, loan against stock, loan stock,
abn, non-transfer-of-title loan, securities-based credit line, securities line, line against securities, stock loan credit line.

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